Comprehensive Coverage For Every Stage of Life

Your family's health deserves more than just insurance — it deserves protection, stability, and clarity. Our Individual & Family Health Insurance Plans are built on the foundation of the Affordable Care Act (ACA), delivering nationwide access to essential benefits, robust provider networks, and financial savings opportunities designed to put care within reach.

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Healthcare professional reviewing Individual & Family Health Insurance Plans
Available Plans
Ambetter
Ambetter Health Premier
Best Value Plan
Aetna
Aetna Open Choice®
Best Affordable Plan
Marketplace Plans

Why Millions Choose ACA Plans

ACA Marketplace plans provide guaranteed coverage, essential benefits, and financial savings opportunities. Millions of Americans rely on these plans for predictable costs, nationwide provider access, and protection against unexpected medical expenses.

Essential Benefits
01

Guaranteed Coverage

No denials for preexisting conditions, no medical underwriting.

02

10 Essential Health Benefits

Covers preventive services, maternity care, prescriptions, mental health, hospitalization, pediatric care, and more.

Preventive Services
Subsidy Access
03

Subsidy Access

Over 80% of households qualify for premium reductions or cost-sharing savings.

04

Preventive Care At No Cost

Annual wellness visits, screenings, and immunizations included.

Preventive Care
Nationwide Networks
05

Nationwide Networks

Thousands of doctors, specialists, and hospitals available.

Metal Level

Understand ACA Metal Levels & Find the Right Plan

The ACA created a four-tier system to help balance monthly premiums and out-of-pocket costs, making it easier to choose a plan that fits your needs and budget.

Bronze Plans

Bronze Plans

Lowest monthly premiums, higher deductibles. Best for healthy individuals seeking protection against major medical events.

Silver Plans

Silver Plans

Moderate premiums and balanced coverage. Eligible for cost-sharing reductions to lower out-of-pocket expenses.

Gold Plans

Gold Plans

Higher premiums but lower costs when you need care. Great for individuals or families with frequent medical needs.

Platinum Plans

Platinum Plans

Highest premiums, lowest out-of-pocket costs. Ideal for those who expect regular medical care and want maximum coverage.

Smart Filters
Smart Filters

Use Smart Filters to Compare Plans

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Plans For All

Health Plans Designed for Everyone

Whether you're building a family, running your own business, or starting your first independent coverage, Enroll Health has a plan that fits your life and goals.

Families

Families

Coverage for office visits, hospital care, prescriptions, pregnancy, mental health, and pediatric care — everything your family needs to stay healthy.

Self Employed & Business Owners

Self Employed & Business Owners

Flexible plans designed for entrepreneurs and small business owners who want reliable coverage without complexity.

Youth & Young Adults

Youth & Young Adults

Ideal for young adults moving off their parents' plan and ready to get their own coverage.

Long-Term Stability Seekers

Long-Term Stability Seekers

Perfect for anyone looking for peace of mind, predictable costs, and guaranteed benefits over time.

Enrollment Details

Open Enrollment & Special Enrollment Periods

Knowing when and how to enroll is key to getting the coverage you need. Enroll Health makes it simple to understand your options and take action.

Open Enrollment

Open Enrollment

  • Runs from November 1 to January 15
  • Best time to enroll without any restrictions
  • Guaranteed coverage for the upcoming year
  • Simple sign-up with no special requirements
Special Enrollment Periods

Special Enrollment Periods

  • Available only after certain life events
  • Qualify through things like marriage or divorce
  • Also applies to birth or adoption, or moving states
  • Helps you stay covered if you lose other health insurance
Example Scenario

A family of four earning $75,000 annually may qualify for significant tax credits that lower their monthly premiums by hundreds of dollars. With a Silver plan, they also gain access to cost-sharing reductions that reduce deductibles and copayments making high-quality care affordable year-round.

FAQs

What You Should Know

Health insurance can feel complicated, so we've simplified the most common questions. Here's what people ask us most before enrolling.

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